GABAYPH · CALCULATORSGABAYPH · MGA CALCULATOR

Philippine calculators for real life.Mga calculator para sa totoong buhay.

Free, bilingual calculators for salary, tax, government contributions, loans, savings, business, home, and everyday decisions. All math runs in your browser.Libre at bilingual na calculators para sa sahod, buwis, kontribusyon, loan, ipon, negosyo, bahay, at araw-araw na desisyon. Lahat ng math ay tumatakbo sa browser mo.

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Most-usedMadalas gamitin

Start with the everyday money checksUnahin ang madalas gamiting money checks

The fastest routes for payroll, taxes, benefits, loans, and savings planning.Pinakamabilis na ruta para sa payroll, buwis, benepisyo, loan, at pagpa-plano ng ipon.

Linked toolLinked tool Net Take-Home PayNet Take-Home Pay Compute net salary after SSS, PhilHealth, Pag-IBIG, and withholding tax.I-compute ang net salary pagkatapos ng SSS, PhilHealth, Pag-IBIG, at withholding tax. Payroll timingPayroll timing 13th Month Pay Calculator13th Month Pay Calculator Estimate statutory 13th month pay from basic salary and months worked.Tantiyahin ang 13th month pay mula sa basic salary at buwan na trinabaho. Exit estimateExit estimate Separation Pay CalculatorSeparation Pay Calculator Estimate separation or redundancy pay from daily rate and years of service.Tantiyahin ang separation o redundancy pay mula sa daily rate at taon ng serbisyo. Benefit estimateBenefit estimate SSS Maternity Benefit CalculatorSSS Maternity Benefit Calculator Estimate SSS maternity benefit from the six highest monthly salary credits.Tantiyahin ang SSS maternity benefit mula sa anim na pinakamataas na MSC. Annual taxAnnual tax Annual Income Tax CalculatorAnnual Income Tax Calculator Estimate annual Philippine income tax using the 2023-onward graduated table.Tantiyahin ang annual income tax gamit ang 2023-onward graduated table. 8% vs graduated8% vs graduated Freelancer Tax CalculatorFreelancer Tax Calculator Compare 8% gross-receipts tax with graduated income tax for self-employed work.I-compare ang 8% gross-receipts tax at graduated income tax para sa self-employed. Estate planningEstate planning Estate Tax CalculatorEstate Tax Calculator Estimate estate tax after standard and family-home deductions.Tantiyahin ang estate tax pagkatapos ng standard at family-home deductions. SSS shareSSS share SSS Contribution CalculatorSSS Contribution Calculator Estimate employee, employer, and total SSS contribution from monthly pay.Tantiyahin ang employee, employer, at total SSS contribution mula sa buwanang sahod.
Salary & WorkSahod at Trabaho

Salary & WorkSahod at Trabaho

Payroll, benefits, back pay, and DOLE-style work computations for Filipino employees.Mga computation sa payroll, benepisyo, back pay, at trabaho para sa empleyadong Pilipino.

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Linked toolLinked tool Net Take-Home PayNet Take-Home Pay Compute net salary after SSS, PhilHealth, Pag-IBIG, and withholding tax.I-compute ang net salary pagkatapos ng SSS, PhilHealth, Pag-IBIG, at withholding tax. Payroll timingPayroll timing 13th Month Pay Calculator13th Month Pay Calculator Estimate statutory 13th month pay from basic salary and months worked.Tantiyahin ang 13th month pay mula sa basic salary at buwan na trinabaho. Extra hoursExtra hours Overtime Pay CalculatorOvertime Pay Calculator Estimate overtime pay using hourly rate, hours, and workday type.Tantiyahin ang overtime pay gamit ang hourly rate, oras, at uri ng araw. Holiday premiumHoliday premium Holiday Pay CalculatorHoliday Pay Calculator Estimate regular or special holiday pay for work hours rendered.Tantiyahin ang regular o special holiday pay para sa oras na trinabaho. Night workNight work Night Differential CalculatorNight Differential Calculator Compute night shift differential for work between 10 PM and 6 AM.I-compute ang night shift differential para sa trabaho mula 10 PM hanggang 6 AM. Exit estimateExit estimate Separation Pay CalculatorSeparation Pay Calculator Estimate separation or redundancy pay from daily rate and years of service.Tantiyahin ang separation o redundancy pay mula sa daily rate at taon ng serbisyo. Retirement floorRetirement floor Retirement Pay (RA 7641) CalculatorRetirement Pay (RA 7641) Calculator Estimate minimum private-sector retirement pay using the 22.5-days rule.Tantiyahin ang minimum retirement pay gamit ang 22.5-days rule. Final pay listFinal pay list Final / Back Pay CalculatorFinal / Back Pay Calculator Add unpaid salary, prorated 13th month, leave conversion, and deductions.Pagsamahin ang unpaid salary, prorated 13th month, leave conversion, at deductions. Rate converterRate converter Daily, Monthly, Hourly Rate ConverterDaily, Monthly, Hourly Rate Converter Convert monthly salary to daily and hourly rates, or work backwards.I-convert ang monthly salary sa daily at hourly rate, o pabaliktad. Benefit estimateBenefit estimate SSS Maternity Benefit CalculatorSSS Maternity Benefit Calculator Estimate SSS maternity benefit from the six highest monthly salary credits.Tantiyahin ang SSS maternity benefit mula sa anim na pinakamataas na MSC. Partial yearPartial year Pro-rated 13th Month CalculatorPro-rated 13th Month Calculator Estimate 13th month pay for partial-year employment or resignation.Tantiyahin ang 13th month pay kung hindi buong taon ang trabaho.
TaxesBuwis

TaxesBuwis

BIR-style quick estimates for income tax, VAT, transfer taxes, and local property tax.Mabilis na tantiya para sa income tax, VAT, transfer tax, at local property tax.

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Annual taxAnnual tax Annual Income Tax CalculatorAnnual Income Tax Calculator Estimate annual Philippine income tax using the 2023-onward graduated table.Tantiyahin ang annual income tax gamit ang 2023-onward graduated table. 8% vs graduated8% vs graduated Freelancer Tax CalculatorFreelancer Tax Calculator Compare 8% gross-receipts tax with graduated income tax for self-employed work.I-compare ang 8% gross-receipts tax at graduated income tax para sa self-employed. Payroll taxPayroll tax Monthly Withholding Tax CalculatorMonthly Withholding Tax Calculator Compute monthly withholding tax from taxable compensation.I-compute ang monthly withholding tax mula sa taxable compensation. VAT splitVAT split VAT Add / Remove CalculatorVAT Add / Remove Calculator Add or remove 12% VAT from a Philippine price.Magdagdag o magtanggal ng 12% VAT sa presyo. Non-VAT taxNon-VAT tax Percentage Tax CalculatorPercentage Tax Calculator Estimate percentage tax from gross receipts using a selected rate.Tantiyahin ang percentage tax mula sa gross receipts gamit ang napiling rate. Property CGTProperty CGT Capital Gains Tax (Real Property) CalculatorCapital Gains Tax sa Lupa/Bahay Calculator Estimate 6% capital gains tax on a Philippine real-property sale base.Tantiyahin ang 6% capital gains tax sa bentahan ng lupa o bahay. DST estimateDST estimate Documentary Stamp Tax CalculatorDocumentary Stamp Tax Calculator Estimate DST for common documents using review-required rate assumptions.Tantiyahin ang DST para sa common documents gamit ang rates na kailangang i-review. Estate planningEstate planning Estate Tax CalculatorEstate Tax Calculator Estimate estate tax after standard and family-home deductions.Tantiyahin ang estate tax pagkatapos ng standard at family-home deductions. Gift taxGift tax Donor's Tax CalculatorDonor's Tax Calculator Estimate donor's tax after the annual exempt gift amount.Tantiyahin ang donor's tax pagkatapos ng annual exempt gift amount. AmilyarAmilyar Real Property Tax / Amilyar CalculatorReal Property Tax / Amilyar Calculator Estimate annual amilyar from market value, assessment level, and local rate.Tantiyahin ang taunang amilyar mula sa market value, assessment level, at local rate.
Contributions & BenefitsKontribusyon at Benepisyo

Contributions & BenefitsKontribusyon at Benepisyo

Estimate SSS, PhilHealth, Pag-IBIG, GSIS, and MP2 figures before you pay or plan.Tantiyahin ang SSS, PhilHealth, Pag-IBIG, GSIS, at MP2 bago magbayad o magplano.

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SSS shareSSS share SSS Contribution CalculatorSSS Contribution Calculator Estimate employee, employer, and total SSS contribution from monthly pay.Tantiyahin ang employee, employer, at total SSS contribution mula sa buwanang sahod. Health premiumHealth premium PhilHealth Contribution CalculatorPhilHealth Contribution Calculator Estimate PhilHealth premium using the 5% rate, floor, and ceiling.Tantiyahin ang PhilHealth premium gamit ang 5% rate, floor, at ceiling. HDMF savingsHDMF savings Pag-IBIG Contribution CalculatorPag-IBIG Contribution Calculator Estimate Pag-IBIG employee and employer savings under the MFS cap.Tantiyahin ang Pag-IBIG employee at employer savings sa ilalim ng MFS cap. Government payrollGovernment payroll GSIS Contribution CalculatorGSIS Contribution Calculator Estimate GSIS personal and government share using review-required assumptions.Tantiyahin ang GSIS personal at government share gamit ang assumptions na kailangan pang i-review. Linked toolLinked tool SSS & GSIS Pension EstimateSSS at GSIS Pension Estimate Use the existing GabayPH pension tool for retirement pension estimates.Gamitin ang kasalukuyang GabayPH pension tool para sa pension estimates. MP2 projectionMP2 projection Pag-IBIG MP2 Dividend ProjectionPag-IBIG MP2 Dividend Projection Project MP2 savings growth using a configurable annual dividend rate.I-project ang MP2 savings growth gamit ang adjustable annual dividend rate.
Debt & LoansUtang at Loans

Debt & LoansUtang at Loans

Monthly payments, affordability, card interest, and debt-ratio checks.Monthly payment, affordability, credit-card interest, at debt-ratio checks.

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Linked toolLinked tool Loan / Amortization CalculatorLoan / Amortization Calculator Use the existing GabayPH loan tool for amortization and investment checks.Gamitin ang kasalukuyang GabayPH loan tool para sa amortization at investment checks. Mortgage sizingMortgage sizing Housing Loan CalculatorHousing Loan Calculator Estimate monthly housing-loan payments, interest, and required income.Tantiyahin ang monthly housing-loan payment, interest, at kailangang income. Auto paymentAuto payment Car Loan CalculatorCar Loan Calculator Estimate car-loan monthly payment after down payment and interest.Tantiyahin ang car-loan monthly payment pagkatapos ng down payment at interest. Cash loanCash loan Personal Loan CalculatorPersonal Loan Calculator Estimate personal-loan amortization, total interest, and total payable.Tantiyahin ang personal-loan amortization, total interest, at total payable. Card payoffCard payoff Credit Card Interest CalculatorCredit Card Interest Calculator Estimate monthly card interest and how minimum payments affect payoff.Tantiyahin ang monthly card interest at epekto ng minimum payments sa payoff. SSS loanSSS loan SSS Salary Loan CalculatorSSS Salary Loan Calculator Estimate SSS salary-loan deductions using current SSS loan-rate references.Tantiyahin ang SSS salary-loan deductions gamit ang current SSS loan-rate references. Debt loadDebt load Debt-to-Income Ratio CalculatorDebt-to-Income Ratio Calculator Check how much of monthly income already goes to debt payments.Tingnan kung gaano kalaki sa monthly income ang napupunta sa utang. Borrowing roomBorrowing room Loan Affordability CalculatorLoan Affordability Calculator Estimate how much principal you may afford from income and target DTI.Tantiyahin kung gaano kalaking loan principal ang kaya batay sa income at target DTI.
Savings & InvestingIpon at Puhunan

Savings & InvestingIpon at Puhunan

Savings goals, compound growth, inflation, and retirement target planners.Savings goals, compound growth, inflation, at retirement target planners.

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Growth mathGrowth math Compound Interest CalculatorCompound Interest Calculator Project savings or investments with regular contributions and compounding.I-project ang ipon o investment gamit ang regular contributions at compounding. Target dateTarget date Savings Goal CalculatorSavings Goal Calculator Find the monthly contribution needed to reach a savings target.Alamin ang buwanang hulog na kailangan para maabot ang savings target. Net interestNet interest Time Deposit Net Interest CalculatorTime Deposit Net Interest Calculator Estimate time-deposit net interest after final tax.Tantiyahin ang net interest ng time deposit pagkatapos ng final tax. Safety bufferSafety buffer Emergency Fund CalculatorEmergency Fund Calculator Calculate target emergency fund and monthly catch-up amount.I-compute ang target emergency fund at monthly catch-up amount. Peso erosionPeso erosion Inflation / Peso Value CalculatorInflation / Peso Value Calculator Estimate how inflation changes peso purchasing power over time.Tantiyahin kung paano binabago ng inflation ang purchasing power ng piso. Future valueFuture value Future Value / Investment Return CalculatorFuture Value / Investment Return Calculator Project investment value, gain, and contribution share.I-project ang investment value, gain, at bahagi ng contributions. Retirement gapRetirement gap Retirement Savings Target CalculatorRetirement Savings Target Calculator Estimate retirement nest egg and monthly saving needed to reach it.Tantiyahin ang retirement nest egg at buwanang ipon na kailangan.
Business & FreelanceNegosyo at Freelance

Business & FreelanceNegosyo at Freelance

Pricing, margins, break-even, registration costs, and small-store profit checks.Presyo, margin, break-even, registration cost, at maliit na tindahan profit checks.

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Pricing floorPricing floor Freelancer Rate CalculatorFreelancer Rate Calculator Turn desired take-home income, costs, tax reserve, and billable hours into a rate.Gawing rate ang desired take-home income, gastos, tax reserve, at billable hours. Startup cash-outStartup cash-out Business Registration Cost CalculatorBusiness Registration Cost Calculator Add DTI/SEC, barangay, mayor's permit, BIR, and other startup fees you enter.Pagsamahin ang DTI/SEC, barangay, mayor's permit, BIR, at iba pang fees na ilalagay mo. Pricing mathPricing math Markup & Margin CalculatorMarkup at Margin Calculator Convert cost, selling price, markup, and margin for small businesses.I-convert ang cost, selling price, markup, at margin para sa negosyo. Units to surviveUnits to survive Break-even CalculatorBreak-even Calculator Estimate how many units or days you need to cover fixed costs.Tantiyahin kung ilang units o araw ang kailangan para mabawi ang fixed costs. Store basketStore basket Sari-sari Store Profit CalculatorSari-sari Store Profit Calculator Estimate daily store gross profit, monthly profit, and inventory turnover.Tantiyahin ang daily gross profit, monthly profit, at inventory turnover ng tindahan.
Auto & HomeSasakyan at Bahay

Auto & HomeSasakyan at Bahay

Fuel, electricity, title transfer, and customs estimates for household decisions.Fuel, kuryente, title transfer, at customs estimates para sa desisyon sa bahay.

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Trip budgetTrip budget Fuel / Trip Cost CalculatorFuel / Trip Cost Calculator Estimate trip fuel cost from distance, efficiency, and pump price.Tantiyahin ang fuel cost ng biyahe mula sa distance, efficiency, at pump price. Appliance loadAppliance load Electricity Bill EstimatorElectricity Bill Estimator Estimate appliance electricity cost from watts, hours, days, and per-kWh rate.Tantiyahin ang gastos sa kuryente mula sa watts, oras, araw, at per-kWh rate. Property closingProperty closing Title Transfer Cost CalculatorTitle Transfer Cost Calculator Estimate property transfer taxes and fees using review-required assumptions.Tantiyahin ang property transfer taxes at fees gamit ang assumptions na kailangang i-review. Import estimateImport estimate Import / Customs Duty CalculatorImport / Customs Duty Calculator Estimate import duties and VAT, including the de minimis threshold check.Tantiyahin ang import duties at VAT, kasama ang de minimis threshold check.
Everyday & HealthPang-araw-araw at Kalusugan

Everyday & HealthPang-araw-araw at Kalusugan

Tip, discount, date, unit, BMI, calorie, and pregnancy-date calculators.Tip, discount, date, unit, BMI, calorie, at pregnancy-date calculators.

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Shared billShared bill Tip CalculatorTip Calculator Split a restaurant bill with service charge, tip, and number of people.Hatiin ang restaurant bill kasama ang service charge, tip, at bilang ng tao. Sale checkSale check Discount / Sale Price CalculatorDiscount / Sale Price Calculator Calculate sale price after one or two discounts and optional tax.I-compute ang sale price pagkatapos ng isa o dalawang discount at optional tax. Percent mathPercent math Percentage CalculatorPercentage Calculator Find percentages, percent change, and before/after values.Hanapin ang percentages, percent change, at before/after values. Date mathDate math Age CalculatorAge Calculator Calculate age in years, months, and days from a birth date.I-compute ang edad sa taon, buwan, at araw mula sa birthday. Deadline countDeadline count Date Difference / Countdown CalculatorDate Difference / Countdown Calculator Count days between two dates or until an important deadline.Bilangin ang araw sa pagitan ng dalawang petsa o hanggang deadline. Quick convertQuick convert Unit ConverterUnit Converter Convert common length, weight, and temperature units.I-convert ang common length, weight, at temperature units. Health screenHealth screen BMI CalculatorBMI Calculator Calculate body mass index and general weight-category band.I-compute ang body mass index at general weight-category band. Energy estimateEnergy estimate Daily Calorie / TDEE CalculatorDaily Calorie / TDEE Calculator Estimate daily calories using height, weight, age, sex, and activity level.Tantiyahin ang daily calories gamit ang height, weight, age, sex, at activity level. Due dateDue date Due Date / Pregnancy CalculatorDue Date / Pregnancy Calculator Estimate due date and pregnancy week from last menstrual period.Tantiyahin ang due date at pregnancy week mula sa last menstrual period. Linked toolLinked tool Bill SplitterBill Splitter Use the existing GabayPH bill splitter for VAT, service charge, and discounts.Gamitin ang kasalukuyang GabayPH bill splitter para sa VAT, service charge, at discounts. Linked toolLinked tool Expense TrackerExpense Tracker Use the existing GabayPH monthly expense tracker.Gamitin ang kasalukuyang GabayPH monthly expense tracker. Linked toolLinked tool Deal Stack CalculatorDeal Stack Calculator Use the existing promo-stacking calculator for credit card and merchant deals.Gamitin ang kasalukuyang promo-stacking calculator para sa credit card at merchant deals.