Pag-IBIG Contribution Calculator (2026)Pag-IBIG Contribution Calculator (2026)
Estimate Pag-IBIG employee and employer savings under the MFS cap.Tantiyahin ang Pag-IBIG employee at employer savings sa ilalim ng MFS cap.
HDMF savingsHDMF savingsUse this to estimate regular Pag-IBIG savings from monthly compensation and the current fund salary cap.Para tantiyahin ang regular Pag-IBIG savings mula sa monthly compensation at fund salary cap.
Applies employee and employer rates to fund salary capped at PHP 10,000.Employee at employer rates sa fund salary na capped sa PHP 10,000.
Voluntary top-ups, employer policy, and special member types can differ from the minimum share.Puwedeng iba ang voluntary top-up, employer policy, at special member types.
2026 Rate Reference2026 Rate Reference
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Pag-IBIG regular savings: Employee 2% and employer 2% above ₱1,500 monthly pay; maximum fund salary ₱10,000; max employee share ₱200
Source: data/rates.json; Pag-IBIG Fund Circular No. 460 / DBM Circular Letter No. 2024-2 · As of 2026-06-09 · Verified: yes
Disclaimer: This calculator is an estimate for planning only. Verify payroll, tax, legal, medical, loan, or benefit decisions with the official agency, employer, lender, doctor, or qualified professional.
Paalala: Tantiya lang ito para sa planning. I-verify ang payroll, buwis, legal, medical, loan, o benefit decisions sa official agency, employer, lender, doktor, o qualified professional.