Time Deposit Net Interest Calculator (2026)Time Deposit Net Interest Calculator (2026)
Estimate time-deposit net interest after final tax.Tantiyahin ang net interest ng time deposit pagkatapos ng final tax.
Net interestNet interestUse this to compare time-deposit offers after final withholding tax on interest.Para ikumpara ang time-deposit offers pagkatapos ng final withholding tax sa interest.
Principal times annual rate times term fraction, then reduced by the final tax assumption.Principal x annual rate x term fraction, tapos binawasan ng final tax assumption.
Bank promos may quote gross annual rates, net rates, or special tenor-specific rates.Maaaring gross annual, net, o tenor-specific promo rate ang quote ng bank.
2026 Rate Reference2026 Rate Reference
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Time deposit final tax: 20% final tax on interest
Source: BIR final tax rules; needs product-specific review · As of 2026-06-09 · Verified: needs review
Disclaimer: This calculator is an estimate for planning only. Verify payroll, tax, legal, medical, loan, or benefit decisions with the official agency, employer, lender, doctor, or qualified professional.
Paalala: Tantiya lang ito para sa planning. I-verify ang payroll, buwis, legal, medical, loan, o benefit decisions sa official agency, employer, lender, doktor, o qualified professional.