Loan Affordability Calculator (2026)Loan Affordability Calculator (2026)
Estimate how much principal you may afford from income and target DTI.Tantiyahin kung gaano kalaking loan principal ang kaya batay sa income at target DTI.
Borrowing roomBorrowing roomUse this to estimate maximum principal from a target debt-to-income ceiling and existing debts.Para tantiyahin ang maximum principal mula sa target DTI ceiling at existing debts.
Available monthly payment capacity is converted into principal using the selected rate and term.Available monthly payment capacity ginagawang principal gamit selected rate at term.
Approval still depends on lender policy, collateral, credit history, and fees.Depende pa rin ang approval sa lender policy, collateral, credit history, at fees.
2026 Rate Reference2026 Rate Reference
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Planning formula: No statutory rate is required beyond the user-entered amounts.
Source: Calculator arithmetic only · As of 2026-06-09 · Verified: yes
Disclaimer: This calculator is an estimate for planning only. Verify payroll, tax, legal, medical, loan, or benefit decisions with the official agency, employer, lender, doctor, or qualified professional.
Paalala: Tantiya lang ito para sa planning. I-verify ang payroll, buwis, legal, medical, loan, o benefit decisions sa official agency, employer, lender, doktor, o qualified professional.