Housing Loan Calculator (2026)Housing Loan Calculator (2026)

Estimate monthly housing-loan payments, interest, and required income.Tantiyahin ang monthly housing-loan payment, interest, at kailangang income.

Mortgage sizingMortgage sizing
Read the estimate asBasahin ang tantiya bilang

Use this to size a home-loan payment before comparing bank, Pag-IBIG, or developer offers.Para tantiyahin ang home-loan payment bago ikumpara ang bank, Pag-IBIG, o developer offers.

Math usedMath na gamit

Amortizes principal after down payment using monthly interest over the selected term.Ina-amortize ang principal after down payment gamit monthly interest over selected term.

Double-check whenI-double check kapag

Fees, repricing, insurance, taxes, and approval income rules are not included.Hindi kasama ang fees, repricing, insurance, taxes, at approval income rules.

2026 Rate Reference2026 Rate Reference
  • Planning formula: No statutory rate is required beyond the user-entered amounts.
    Source: Calculator arithmetic only · As of 2026-06-09 · Verified: yes

Disclaimer: This calculator is an estimate for planning only. Verify payroll, tax, legal, medical, loan, or benefit decisions with the official agency, employer, lender, doctor, or qualified professional.

Paalala: Tantiya lang ito para sa planning. I-verify ang payroll, buwis, legal, medical, loan, o benefit decisions sa official agency, employer, lender, doktor, o qualified professional.

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