BDO Up to ₱3,000 cashback

Up to ₱3,000 Cashback at SM Store

SM Store · ShoppingPamimili

Last verified: November 08, 2026 Huling na-verify: November 08, 2026

Deal DetailsMga Detalye ng Deal

MerchantMerchant SM Store
DiscountDiskwento Up to ₱3,000 cashback
CategoryKategorya ShoppingPamimili
Eligible CardsMga Qualifying Cards BDO Credit Cards
Minimum SpendMinimum na Gastos ₱5,000
Valid UntilValid Hanggang November 14, 2026
TermsMga Kondisyon Runs September 15 to November 14, 2026 at SM Store branches nationwide. Earn ₱500 cashback for every qualifying Buy Now Pay Next Year transaction with a minimum single-receipt purchase of ₱5,000, capped at ₱3,000 per eligible card for the whole promo period. Transactions must be paid in-store over the counter on the SM Store POS terminal, including SM Store Personal Shopper purchases paid in-store. Purchases from separate cards cannot be combined, and a principal card is counted separately from its supplementary cards. Cashback is credited to the principal cardholder’s account on or before December 29, 2026 and appears as “SM BNPL CASHBACK” on the statement. Transactions made during the SM 3-Day Sale, and transactions already used for another BDO promo, do not qualify. Cards issued from September to November 2026, Installment Cards, Corporate Cards, Commercial Cards and Debit Cards are excluded, and the account must be active and current when the cashback posts.

How to RedeemPaano I-redeem

  1. Shop at an SM Store branch between September 15 and November 14, 2026 — skip SM 3-Day Sale dates, which are excluded.
  2. Build a single receipt of at least ₱5,000 and pay over the counter on the SM Store POS terminal (online orders do not count).
  3. Ask the cashier to convert the purchase to BDO Buy Now Pay Next Year before the transaction is completed.
  4. Use one eligible BDO Credit Card throughout — spend across different cards is not combined, and cards issued September to November 2026 are excluded.
  5. Repeat for up to six qualifying receipts; each earns ₱500, capped at ₱3,000 per card, credited on or before December 29, 2026 as “SM BNPL CASHBACK”.
  1. Mamili sa SM Store branch mula September 15 hanggang November 14, 2026 — iwasan ang SM 3-Day Sale dates dahil hindi kasama.
  2. Gawing at least ₱5,000 ang isang resibo at magbayad over the counter sa SM Store POS terminal (hindi bilang ang online orders).
  3. Sabihin sa cashier na i-convert ang bili sa BDO Buy Now Pay Next Year bago matapos ang transaction.
  4. Isang eligible BDO Credit Card lang ang gamitin — hindi pinagsasama ang spend ng magkaibang card, at hindi kasama ang cards na na-issue mula September hanggang November 2026.
  5. Ulitin hanggang anim na qualifying receipts; ₱500 kada isa, hanggang ₱3,000 lang bawat card, at makikita bilang “SM BNPL CASHBACK” on or before December 29, 2026.

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Disclaimer: This deal is sourced from BDO's publicly available promotions page. GabayPH is not affiliated with BDO. Promo terms, minimum spend requirements, and eligible cards may apply. Always verify deal details on the official BDO promo page before transacting. Disclaimer: Ang deal na ito ay galing sa pampublikong promotions page ng BDO. Ang GabayPH ay hindi kaanib ng BDO. Maaaring may mga promo terms, minimum spend requirements, at eligible cards na mag-apply. Palaging i-verify ang mga detalye ng deal sa opisyal na BDO promo page bago mag-transact.
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