Take-Home Pay Calculator (2026)
Calculator ng Take-Home Pay (2026)
Calculate your net salary after SSS, PhilHealth, Pag-IBIG, and withholding tax deductions. Updated with 2026 Philippine rates.
I-compute ang net na sahod mo pagkatapos ng SSS, PhilHealth, Pag-IBIG, at withholding tax. Updated na 2026 Philippine rates.
Mandatory Deductions Mga Mandatory na Kaltas
Where Your Salary Goes Saan Napupunta ang Sahod Mo
Employer's Share (for reference) Bahagi ng Employer (para sa reference)
2026 Contribution Rate Reference Reference ng 2026 Contribution Rates
SSS (Social Security System)
- Based on Monthly Salary Credit (MSC) table
- Base sa Monthly Salary Credit (MSC) table
- MSC range: ₱4,000 to ₱30,000
- MSC range: ₱4,000 hanggang ₱30,000
- Total contribution: 14% of MSC (Employee: 4.5%, Employer: 8.5%, EC: 1%)
- Kabuuang kontribusyon: 14% ng MSC (Employee: 4.5%, Employer: 8.5%, EC: 1%)
PhilHealth
- 5% of monthly basic salary, split 50/50
- 5% ng buwanang basic salary, hatian ng 50/50
- Employee share: 2.5% (floor ₱250, cap ₱2,500/month)
- Bahagi ng empleyado: 2.5% (minimum ₱250, maximum ₱2,500/buwan)
Pag-IBIG (HDMF)
- Employee: 1% if salary ≤ ₱1,500; otherwise 2%
- Empleyado: 1% kung sahod ≤ ₱1,500; kung hindi, 2%
- Maximum contribution base: ₱5,000 (employee max: ₱100/month)
- Maximum contribution base: ₱5,000 (max ng empleyado: ₱100/buwan)
Withholding Tax (TRAIN Law, 2023+)
Withholding Tax (TRAIN Law, 2023+)
- ₱0 - ₱20,833/month: 0%
- ₱0 - ₱20,833/buwan: 0%
- ₱20,833 - ₱33,333: 15% of excess
- ₱20,833 - ₱33,333: 15% ng labis
- ₱33,333 - ₱66,667: ₱1,875 + 20% of excess
- ₱33,333 - ₱66,667: ₱1,875 + 20% ng labis
- ₱66,667 - ₱166,667: ₱8,541.80 + 25% of excess
- ₱66,667 - ₱166,667: ₱8,541.80 + 25% ng labis
- ₱166,667 - ₱666,667: ₱33,541.80 + 30% of excess
- ₱166,667 - ₱666,667: ₱33,541.80 + 30% ng labis
- Over ₱666,667: ₱183,541.80 + 35% of excess
- Higit ₱666,667: ₱183,541.80 + 35% ng labis
Disclaimer: This calculator provides estimates based on standard 2026 Philippine contribution rates and the TRAIN Law tax table. Actual deductions may vary depending on your employer's computation, additional benefits, overtime, and other factors. This is not a substitute for professional payroll or tax advice.
Paalala: Ang calculator na ito ay nagbibigay ng tantiya base sa standard na 2026 Philippine contribution rates at TRAIN Law tax table. Ang aktwal na mga kaltas ay maaaring mag-iba depende sa computation ng employer, karagdagang benepisyo, overtime, at iba pang factors. Hindi ito kapalit ng professional na payroll o tax advice.